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Home Online Quote

WELCOME TO GENIKES INSURANCE

Now, through our website, insuring your home is becoming easier than ever: (1) Answer a few questions about yourself and your home, (2) Calculate the price, (3) Buy your insurance quickly, easily and at a reduced rate.

Through our website you can insure your home by selecting one of the four plans we offer.
Click here for the covers our plans provide.

For the Information Document of Insurance Undertaking, click here.

It is important to know that in order to purchase insurance through our website the following prerequisites must be fulfilled:

You are the sole owner/tenant of the home to be insured.
The insured amounts with regards to your home do not exceed:
- €450.000 in total for the building, the contents and the valuables.
- €50.000 for contents.
- €10.000 for valuables (Note: the maximum limit per valuable item is €2.000).

The home to be insured:

Is less than sixty years old.
Is built of concrete or metal structure and walls with bricks/concrete.
Is not conjoined to a shop / warehouse / office / workshop / small industry.
Is not and/or will not be unoccupied for more than 180 consecutive days.
Is not currently insured with General Insurance of Cyprus.

If the above are not met or if you need any assistance on our website, contact us on 8000.87.87.

If, after completing the purchase, you decide that this policy does not meet your needs, you have the right, within fourteen days from the date of the purchase of the policy and provided no claims have been submitted, to complete and send the attached document to our Company and we will refund the premium you have paid.

I confirm that I meet all the above prerequisites.

Select the check-box to read and accept the Terms of Use of the website.

You have not confirmed that all the conditions are met and that you accept the Terms of Use.

TERMS OF USE

This website is owned and maintained by General Insurance of Cyprus. The use and access of pages of the General Insurance of Cyprus website is subject to the terms and conditions set out below. By using this website you agree to be legally bound by these terms and conditions.

Copyright

The copyright and material on General Insurance of Cyprus website is owned by General Insurance of Cyprus. Reproduction in any form of any part of the contents of this website without our prior written consent is prohibited unless for personal use only.

Exclusion of Liability

Information provided on General Insurance of Cyprus website is believed to be reliable when posted. However, we cannot guarantee that information will be accurate, complete and current at all times. General Insurance of Cyprus will not be liable for any loss or damage sustained by any user as a result of his/her reliance on information contained in this site.

Information on this website, including these terms and conditions, are subject to change without prior notification.

Access to and use of the General Insurance of Cyprus website is at the user's own risk and we do not warrant that the use of this web site or any material downloaded from it will not cause damage to any property.

This website contains links to other websites. General Insurance of Cyprus accepts no responsibility or liability for the privacy of your personal information on such web sites, as these are beyond our control.

Amendment of Terms & Conditions

General Insurance of Cyprus may at any time amend any or all Terms and Conditions contained herein and users will be considered as having received notice and bound by the changes.

Breach of Terms and Conditions

In cases of breach of these Terms and Conditions by any user General Insurance of Cyprus may and will take all necessary actions to protect its rights not excluding the possibility of blocking access of any user to the website.

Governing Law

The use of our website shall be governed by the Laws of Cyprus.

Problems experienced using General Insurance of Cyprus website

The General Insurance of Cyprus website has been extensively tested. However, if you experience a problem please report it to us by E-mail (marketing@gic.bankofcyprus.com).

I have read and accept the above Terms of Use.

I do not accept the above Terms of Use

Insurance Plan

Please consider the covers our Home Web plan provides and note that you can add optional covers, for an additional premium, as follows:

Earthquake, Storm & Tempest/Flood, Burglary.

COVER PROVIDED	HOME WEB
Fire
Smoke
Lightning
Fire due to short circuit
Damage due to fire fighting
Bush fire
Boiler/gas explosion
OPTIONAL COVER
Earthquake
Storm & Tempest/Flood
Burglary

Insurance Plans

Study below our Insurance Plans and choose the one that best meets your needs.

= Covers and benefits

= Optional covers

COVERS PROVIDED	HOME SUPERIOR WEB	HOME PLUS WEB
Fire
Smoke
Lightning
Fire due to short circuit
Damage due to fire fighting
Bush fire
Boiler/gas explosion
Earthquake
Storm and Tempest / Flood
Collision by aircraft, vehicles, animals
Strikes, riots, civil commotion, political or labour disturbances
Malicious damage
Escape of water or oil
Explosion
Burglary
Removal of debris
Consulting engineers and architects
Solar heater cover
Inflation protection
Loss of rent
Alternative accommodation expenses
Liability as owner or tenant	€250.000	€90.000
Indemnity on the replacement value
Automatic reinstatement of the sum insured
Theft
Falling trees
Breakage of glass or mirrors
Accidental damage to cables or underground services
Replacement of door locks
Accidental death benefit *
Credit cards *
Luggage *
Personal liability *
Short circuit cover
Professional equipment
Ceramic Hob Covers
Loss of measurable water, gas or oil
Christmas Presents
Funeral Expenses
Emergency entrance to a Residence
Ηome Assistance (click here to view the services)
* Not applicable when the insured is a legal person.

HOME ASSISTANCE

Home Assistance (800 92655)

Home Assistance is designed to offer you home emergency and routine maintenance services.

Home assistance emergency service

This service applies to the following (emergency) cases and is available 24 hours a day. All it takes is a phone call, and a specialised technician will be available to you for the repair of any damage that requires immediate attention as follows:

• PLUMBING INSTALLATIONS:
Up to a limit of €150 per visit and a maximum of three (3) cases per annual period of insurance.
• ELECTRICAL INSTALLATIONS:
Up to a limit of €150 per visit and a maximum of three (3) cases per annual period of insurance.
• LOCKS:
Replacement of the main entrance locks, in case of loss or theft of keys, or damaged locks, up to a limit of €150 per visit and a maximum of three (3) cases per annual period of insurance.
• GLASS:
Replacement of the broken glass of exterior doors or windows, up to a limit of €150 per visit and a maximum of three (3) cases per annual period of insurance.

Note: The Insured has the right to use the services described above, up to he limit stated in each one of them and up to five (5) times in total per annual Period of Insurance.

Home Assistance Connection Services

This service allows you to contact the technical assistance company with which we cooperate to request quotations from specialised technicians for any maintenance, repair or construction work you wish to undertake in your home. If you accept their offer, the technical assistance company will coordinate the various technicians involved, in order to ensure the smooth execution of the work required, guarantee the quality of the work and control the cost involved (which in this case is payable by yourself, the insured). The technical assistance company will also provide a six-month guarantee for the good execution of the work.

The specialised technicians can provide services in the following areas:

Plumbing, electrical installations, locks and security systems (mechanical or electronic), glass panes and mirrors, construction work, painting, carpentry work, installation of TV antennas, heating/air-conditioning, TV, video or DVD rentals, security services, repair of domestic appliances, steel or aluminum structures, disinfections, tents, insulations, wooden floors and cleaning of drains.

NOTE:

The Home Assistance service is provided free of charge to Home Plus and Home Superior policy holders. This service may be modified or discontinued at the Company’s discretion, at any future Policy renewal, following written notice to the insured.
This leaflet is for information purposes only. Details regarding the terms, restriction and exclusion are included in the relevant Insurance Policies.