TERMS OF USE
This website is owned and maintained by General Insurance of Cyprus. The use and access of pages of the General Insurance of Cyprus website is subject to the terms and conditions set out below. By using this website you agree to be legally bound by these terms and conditions.
Copyright
The copyright and material on General Insurance of Cyprus website is owned by General Insurance of Cyprus. Reproduction in any form of any part of the contents of this website without our prior written consent is prohibited unless for personal use only.
Exclusion of Liability
Information provided on General Insurance of Cyprus website is believed to be reliable when posted. However, we cannot guarantee that information will be accurate, complete and current at all times. General Insurance of Cyprus will not be liable for any loss or damage sustained by any user as a result of his/her reliance on information contained in this site.
Information on this website, including these terms and conditions, are subject to change without prior notification.
Access to and use of the General Insurance of Cyprus website is at the user's own risk and we do not warrant that the use of this web site or any material downloaded from it will not cause damage to any property.
This website contains links to other websites. General Insurance of Cyprus accepts no responsibility or liability for the privacy of your personal information on such web sites, as these are beyond our control.
Amendment of Terms & Conditions
General Insurance of Cyprus may at any time amend any or all Terms and Conditions contained herein and users will be considered as having received notice and bound by the changes.
Breach of Terms and Conditions
In cases of breach of these Terms and Conditions by any user General Insurance of Cyprus may and will take all necessary actions to protect its rights not excluding the possibility of blocking access of any user to the website.
Governing Law
The use of our website shall be governed by the Laws of Cyprus.
Problems experienced using General Insurance of Cyprus website
The General Insurance of Cyprus website has been extensively tested. However, if you experience a problem please report it to us by E-mail (marketing@gic.bankofcyprus.com).
Insurance Plan
Please consider the covers our Home Web plan provides and note that you can add optional covers, for an additional premium, as follows:
Earthquake, Storm & Tempest/Flood, Burglary.
| Fire |
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| Smoke |
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| Lightning |
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| Fire due to short circuit |
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| Damage due to fire fighting |
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| Bush fire |
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| Boiler/gas explosion |
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| Earthquake |
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| Storm & Tempest/Flood |
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| Burglary |
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Insurance Plans
Study below our Insurance Plans and choose the one that best meets your needs.
= Covers and benefits
= Optional covers
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Fire
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Smoke
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Lightning
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Fire due to short circuit
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Damage due to fire fighting
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Bush fire
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Boiler/gas explosion
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Earthquake
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Storm and Tempest / Flood
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Collision by aircraft, vehicles, animals
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Strikes, riots, civil commotion, political or labour disturbances
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Malicious damage
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Escape of water or oil
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Explosion
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Burglary
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Removal of debris
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Consulting engineers and architects
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Solar heater cover
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Inflation protection
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Loss of rent
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Alternative accommodation expenses
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Liability as owner or tenant
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€175.000 |
€90.000 |
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Indemnity on the replacement value
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Automatic reinstatement of the sum insured
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Theft
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Falling trees
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Breakage of glass or mirrors
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Accidental damage to cables or underground services
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Replacement of door locks
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Accidental death benefit *
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Credit cards *
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Luggage *
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Personal liability *
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Ηome Assistance (click here to view the services)
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* Not applicable when the insured is a legal person.
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HOME ASSISTANCE
Home Assistance (800 92655)
Home Assistance is designed to offer you home emergency and routine maintenance services.
Home assistance emergency service
This service applies to the following (emergency) cases and is available 24 hours a day. All it takes is a phone call, and a competent technician will contact you for the repair of any damage that requires immediate attention related to:
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• PLUMBING INSTALLATIONS:
Up to a limit of €60 per visit and a maximum of three calls per annual period of insurance.
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• ELECTRICAL INSTALLATIONS:
Up to a limit of €60 per visit and a maximum of three calls per annual period of insurance.
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• LOCKS:
Replacement of the main entrance locks, in case of loss or theft of keys, or damaged locks, up to a limit of €60 per visit and a maximum of three calls per annual period of insurance.
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• GLASS:
Replacement of the broken glass of exterior doors or windows, up to a limit of €60 per visit and a maximum of three calls per annual period of insurance.
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• TEMPORARY REPLACEMENT OF TV, VIDEO OR DVD*:
Temporary replacement of such equipment for up to 15 days, with the right to use this service up to two times per annual period of insurance.
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• SECURITY SERVICES*:
The security and protection of the insured home by specialized staff for up to three days, and the right to use this service up to two times per annual period of insurance.
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• CLEANING OF THE DAMAGED PREMISES*:
Cleaning of the insured place by specialized staff. This service can be provided once per annual period of insurance and up to a maximum charge of €210.
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• FURNITURE REMOVAL*:
Collection and transportation of furniture to a designated location within a radius of 15km of the insured home.
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• SAFEKEEPING OF FURNITURE OR OTHER PERSONAL EFFECTS*:
Storage for up to seven days.
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• HOTEL ACCOMMODATION*:
Hotel accommodation expenses in the event that the insured home becomes unsuitable for living, for a maximum period of two days for five persons with a maximum limit of €60 per person per day.
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• AMBULANCE TRANSPORTATION*:
The dispatch of an ambulance for the transportation of the insured to the nearest hospital.
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• EMERGENCY RETURN OF THE INSURED TO HIS/ HER HOME*:
This covers the cost of emergency transportation of the insured and his/her spouse to their home, up to a limit of €600 per person, if they happen to be abroad and their return home is deemed essential.
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• TRANSFER OF URGENT MESSAGES*:
Urgent messages relating to damages will be forwarded to one or more persons anywhere in the world, as indicated by the insured.
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Note: (1)
The Home Plus insurance plan covers only the first five cases mentioned above.
(2)*
Cover provided only in case of fire, explosion, flooding or burglary of the insured home.
Home Assistance Connection Services
This service allows you to contact the technical assistance company with which we cooperate to request quotations from specialised technicians for any maintenance, repair or construction work you wish to undertake in your home. If you accept their offer, the technical assistance company will coordinate the various technicians involved, in order to ensure the smooth execution of the work required, guarantee the quality of the work and control the cost involved (which in this case is payable by yourself, the insured). The technical assistance company will also provide a six-month guarantee for the workmanship.
The specialised technicians can provide services in the following areas:
Plumbing, electrical installations, locks and security systems (mechanical or electronic), glass panes and mirrors, construction work, painting, carpentry work, installation of TV antennas, heating/air-conditioning, TV, video or DVD rentals, security services, repair of domestic appliances, steel or aluminum structures, fumigation, tents, insulations, wooden floors and cleaning of drains.
NOTE:
The Company offers its clients the above mentioned Home Assistance service free of charge. This service may be modified or discontinued at the Company’s discretion upon renewal of the insurance policy, following the prior written notification of the client.
This leaflet serves purely as an introduction to our services. Detailed terms and conditions, limitations and exceptions are provided in the respective insurance policies.