WELCOME TO GENERAL INSURANCE OF CYPRUS

Now, through our website, insuring your home is becoming easier than ever: (1) Answer a few questions about yourself and your home, (2) Calculate the price, (3) Buy your insurance quickly, easily and at a reduced rate. 

Through our website you can insure your home by selecting one of the four plans we offer. 
Click here for the covers our plans provide.

It is important to know that in order to purchase insurance through our website the following prerequisites must be fulfilled:

  • You are the sole owner/tenant of the home to be insured.
  • The insured amounts with regards to your home do not exceed:
    • €450.000 in total for the building, the contents and the valuables.
    • €50.000 for contents.
    • €10.000 for valuables (Note: the maximum limit per valuable item is €2.000).

The home to be insured:

  • Is less than sixty years old.
  • Is built of concrete or metal structure and walls with bricks/concrete.
  • Is not conjoined to a shop / warehouse / office / workshop / small industry.
  • Is not and/or will not be unoccupied for more than 180 consecutive days.
  • Is not currently insured with General Insurance of Cyprus. 

If the above are not met or if you need any assistance on our website, contact us on 8000.87.87.

If, after completing the purchase, you decide that this policy does not meet your needs, you have the right, within fourteen days from the date of the purchase of the policy and provided no claims have been submitted, to complete and send the attached document to our Company and we will refund the premium you have paid.

I confirm that I meet all the above prerequisites.

Select the check-box to read and accept the Terms of Use of the website.

You have not confirmed that all the conditions are met and that you accept the Terms of Use.

TERMS OF USE

This website is owned and maintained by General Insurance of Cyprus. The use and access of pages of the General Insurance of Cyprus website is subject to the terms and conditions set out below. By using this website you agree to be legally bound by these terms and conditions.

Copyright

The copyright and material on General Insurance of Cyprus website is owned by General Insurance of Cyprus. Reproduction in any form of any part of the contents of this website without our prior written consent is prohibited unless for personal use only.

Exclusion of Liability

Information provided on General Insurance of Cyprus website is believed to be reliable when posted. However, we cannot guarantee that information will be accurate, complete and current at all times. General Insurance of Cyprus will not be liable for any loss or damage sustained by any user as a result of his/her reliance on information contained in this site.

Information on this website, including these terms and conditions, are subject to change without prior notification.

Access to and use of the General Insurance of Cyprus website is at the user's own risk and we do not warrant that the use of this web site or any material downloaded from it will not cause damage to any property.

This website contains links to other websites. General Insurance of Cyprus accepts no responsibility or liability for the privacy of your personal information on such web sites, as these are beyond our control.

Personal Data & Confidentiality in General Insurance of Cyprus

  1. What is Personal Data

    Personal data is any information which relates to a natural person who is alive and whose identity is known or can be identified e.g identity number, name, address, email, telephone number etc.

    The visitor/user provides, with the use of the website, his consent to the use of his /her personal data by General Insurance of Cyprus.

  2. General Insurance of Cyprus Commitment

    • General Insurance of Cyprus is committed to comply with the legislation for the protection of personal data ( The Processing of Personal Data (Protection of Individuals) Law 138 (I)/2001) to take the necessary measures for the protection of personal data of visitors/users of its website.
    • General Insurance of Cyprus is committed to take the appropriate technical and organizational measures for the safety of your personal data against accidental or unlawful destruction or accidental loss or alteration, prohibited access or any other unauthorised form of processing.
    • Your personal data will be kept confidential and will be treated as such. Any information about you will not be disclosed to third parties, except in cases where it is allowed be the law.
  3. Customer Rights

    In accordance with the provisions of the law, you are entitled to access the details of your personal data. If you have any questions or concerns, do not hesitate to contact us in writing or by telephone at the following address: General Insurance of Cyprus, 2-4 Themistoklis Dervis Street, 1511 Nicosia, Telephone (+357) 2212 8910, Fax (+357) 2266 8012.

Amendment of Terms & Conditions

General Insurance of Cyprus may at any time amend any or all Terms and Conditions contained herein and users will be considered as having received notice and bound by the changes.

Breach of Terms and Conditions

In cases of breach of these Terms and Conditions by any user General Insurance of Cyprus may and will take all necessary actions to protect its rights not excluding the possibility of blocking access of any user to the website.

Governing Law

The use of our website shall be governed by the Laws of Cyprus.

Problems experienced using General Insurance of Cyprus website

The General Insurance of Cyprus website has been extensively tested. However, if you experience a problem please report it to us by e-mail (marketing@gic.bankofcyprus.com) or by telephone at (+357) 2212 8910 Monday to Friday 07:45 - 14:15.

 

I have read and accept the above Terms of Use.
I do not accept the above Terms of Use

Insurance Plan   

Please consider the covers our Home Web plan provides and note that you can add optional covers, for an additional premium, as follows:

Earthquake, Storm & Tempest/Flood, Burglary.

COVER PROVIDEDHOME WEB
Fire  
Smoke  
Lightning  
Fire due to short circuit  
Damage due to fire fighting  
Bush fire  
Boiler/gas explosion  
OPTIONAL COVER
Earthquake  
Storm & Tempest/Flood    
Burglary    

Insurance Plans

Study below our Insurance Plans and choose the one that best meets your needs.

 

 

= Covers and benefits

= Optional covers

COVERS PROVIDEDHOME
SUPERIOR
WEB
HOME
PLUS
WEB
HOME
BASIC
WEB
HOME
FLEXIBLE
WEB

Fire

 
       

Smoke

 
       

Lightning

 
       

Fire due to short circuit

       

Damage due to fire fighting

       

Bush fire

       

Boiler/gas explosion

       

Earthquake

     

Storm and Tempest / Flood

 
     

Collision by aircraft, vehicles, animals

 
       

Strikes, riots, civil commotion, political or labour disturbances

       

Malicious damage

 
       

Escape of water or oil

 
       

Explosion

       

Burglary

 
   

Removal of debris

 
       

Consulting engineers and architects

 
       

Solar heater cover

       

Inflation protection

 
       

Loss of rent

 
       

Alternative accommodation expenses

 
       

Liability as owner or tenant

 
€175.000 €90.000    

Indemnity on the replacement value

 
       

Automatic reinstatement of the sum insured

       

Theft

 
       

Falling trees

 
       

Breakage of glass or mirrors

 
       

Accidental damage to cables or underground services

 
       

Replacement of door locks

 
       

Accidental death benefit *

 
       

Credit cards *

 
       

Luggage *

 
       

Personal liability *

 
       

Ηome Assistance (click here to view the services)

       

* Not applicable when the insured is a legal person.

HOME ASSISTANCE

Home Assistance (800 92655)

Home Assistance is designed to offer you home emergency and routine maintenance services.

Home assistance emergency service

This service applies to the following (emergency) cases and is available 24 hours a day. All it takes is a phone call, and a competent technician will contact you for the repair of any damage that requires immediate attention related to:

  • • PLUMBING INSTALLATIONS:

    Up to a limit of €60 per visit and a maximum of three calls per annual period of insurance.
  • • ELECTRICAL INSTALLATIONS:

    Up to a limit of €60 per visit and a maximum of three calls per annual period of insurance.
  • • LOCKS:

    Replacement of the main entrance locks, in case of loss or theft of keys, or damaged locks, up to a limit of €60 per visit and a maximum of three calls per annual period of insurance.
  • • GLASS:

    Replacement of the broken glass of exterior doors or windows, up to a limit of €60 per visit and a maximum of three calls per annual period of insurance.
  • • TEMPORARY REPLACEMENT OF TV, VIDEO OR DVD*:

    Temporary replacement of such equipment for up to 15 days, with the right to use this service up to two times per annual period of insurance.
  • • SECURITY SERVICES*:

    The security and protection of the insured home by specialized staff for up to three days, and the right to use this service up to two times per annual period of insurance.
  • • CLEANING OF THE DAMAGED PREMISES*:

    Cleaning of the insured place by specialized staff. This service can be provided once per annual period of insurance and up to a maximum charge of €210.
  • • FURNITURE REMOVAL*:

    Collection and transportation of furniture to a designated location within a radius of 15km of the insured home.
  • • SAFEKEEPING OF FURNITURE OR OTHER PERSONAL EFFECTS*:

    Storage for up to seven days.
  • • HOTEL ACCOMMODATION*:

    Hotel accommodation expenses in the event that the insured home becomes unsuitable for living, for a maximum period of two days for five persons with a maximum limit of €60 per person per day.
  • • AMBULANCE TRANSPORTATION*:

    The dispatch of an ambulance for the transportation of the insured to the nearest hospital.
  • • EMERGENCY RETURN OF THE INSURED TO HIS/ HER HOME*:

    This covers the cost of emergency transportation of the insured and his/her spouse to their home, up to a limit of €600 per person, if they happen to be abroad and their return home is deemed essential.
  • • TRANSFER OF URGENT MESSAGES*:

    Urgent messages relating to damages will be forwarded to one or more persons anywhere in the world, as indicated by the insured.
  • Note: (1)

    The Home Plus insurance plan covers only the first five cases mentioned above.

    (2)*

    Cover provided only in case of fire, explosion, flooding or burglary of the insured home.

Home Assistance Connection Services

This service allows you to contact the technical assistance company with which we cooperate to request quotations from specialised technicians for any maintenance, repair or construction work you wish to undertake in your home. If you accept their offer, the technical assistance company will coordinate the various technicians involved, in order to ensure the smooth execution of the work required, guarantee the quality of the work and control the cost involved (which in this case is payable by yourself, the insured). The technical assistance company will also provide a six-month guarantee for the workmanship.

The specialised technicians can provide services in the following areas:
Plumbing, electrical installations, locks and security systems (mechanical or electronic), glass panes and mirrors, construction work, painting, carpentry work, installation of TV antennas, heating/air-conditioning, TV, video or DVD rentals, security services, repair of domestic appliances, steel or aluminum structures, fumigation, tents, insulations, wooden floors and cleaning of drains. 

NOTE:

The Company offers its clients the above mentioned Home Assistance service free of charge. This service may be modified or discontinued at the Company’s discretion upon renewal of the insurance policy, following the prior written notification of the client.
This leaflet serves purely as an introduction to our services. Detailed terms and conditions, limitations and exceptions are provided in the respective insurance policies.

CONTACT US 8000.87.87 EMAIL US